Requirements

Responsibilities

Key Responsibilities:

• Portfolio Management:

  - Proactively monitor the quality of the CRE portfolios in the PRC and Hong Kong and conduct portfolio reviews and stress testing as and when appropriate;

  - Monitor compliance with credit policy, relevant local regulations, business strategy and CRE underwriting standards;

  - Instill a strong credit culture by setting the highest standards and demanding the same of others

• Risk Management:

  - Provide guidance to business units on preparation of quality credit applications;

  - Approve limit applications falling within delegated credit authority and support applications which require approval outside personal discretion;

  - Approve breaches of local credit policy and to the extent permitted by the Group Credit Policy statement, breaches of Group Credit Policy;

  - Formulate and obtain approval of in-country underwriting standards that are aligned with in-country portfolio standards;

  - Undertake together with business units regular customer contact and site visits to understand customer's strategic priorities, opportunities, risks and requirements

• Credit Control and Monitoring:

  - Compile and ensure timely and accurate submission of key CRE risk indicators and periodic CRE portfolio reports;  

  - Review past due and excesses on regular basis to ensure that the appropriate and timely actions are undertaken by business units

  - Identify possible streamlining to enhance the effectiveness of the credit monitoring and control process.

Reporting Relationships

Direct Reports: Nil

Indirect Reports: Nil

Key Relationships :  

• Global CRE Head

• Regional CRE Head – Greater China

• Regional OCC Heads – PRC & HK

• All segment heads and RMs with CRE responsibilities

• Chief Credit Officers – PRC & HK

• Group Audit

Person Specifications:

• Accounting/ Finance degree with 12-15 years relevant experience which should include a minimum of 5 years experience in commercial real estate finance in PRC and/or Hong Kong.  

• Well versed with local regulations governing real estate development and financing in the PRC and HK.

• Written and spoken language proficiency in Mandarin and English.

Company information

Contact information

Pay will be commensurate with experience and qualification but would not be less than RMB 1 million per annual.  Candidates interested in the above position should please submit your resume and a short cover letter, achievements and experience and skills to: Lori@evolveintl.com or call 86-10-65389330